Frequently asked questions

You can import an XLSX (Excel) file to bring your information over. First export your data from the other app, then go to Settings -> Import data, select the file and you're done. You have all your information in Kesef!

It shows a summary of your expenses and income for the current month. You can see the total balance, the breakdown by category (switching between Amounts and Percentages) and the latest transactions.

Tap the <icon/> button to toggle between Percentages and Amounts. Tap any category (on the chart or list) to see its transaction details.

Use the 'Expenses' and 'Income' tabs below the total balance to switch views.

Swipe left or right across the screen to switch between months.

If you are viewing another month, tap the <calendarsync/> button next to the date to quickly jump back to today.

Tap '+', then tap the date field and choose your desired date.

Open the transaction from the Activity tab or Home list and use the Edit or Delete buttons.

Enable 'Recurring' while creating a transaction and chose a frequency. Kesef will automatically create future ones.

Yes! If you type the name (e.g. Netflix, Spotify) in the note, the logo appears. Contact us if any are missing!

Swipe sideways on the Home or Activity screen, or use the filters in the Activity screen.

They help you understand your spending: comparing periods, showing peak spending days, and projecting your month-end balance.

We group insights by Week, Month, and Year to help you find relevant info faster. You can also collapse each section.

Free insights show you a basic summary. With Pro, you get detailed analysis, end-of-month projections, spending pattern detection, and personalized saving suggestions.

A tab where you ask about your money in plain language: “how much did I spend on food last month?”, “did I spend more than last month?”, “where did I spend most?”. The maths happen on your phone with your own transactions: individual transactions aren't sent anywhere and nothing is made up. It only answers questions; it doesn't create transactions. Free gives you 3 questions a month; Pro removes the limit.

Go to Profile → Display currency.

We use the official DolarApp exchange rate to automatically convert between currencies.

Yes, you can set a specific currency for each transaction. The app will convert it to your display currency for totals.

Display Currency shows your totals. Transaction Currency is the default used when creating new expenses.

Go to More → Categories → Add category.

You can choose from a wide range of emojis when creating or editing a category.

When creating or editing a category, enable the 'Budget' option and set a limit. Kesef will track your progress.

Yes! When you set a budget, it automatically applies to the current and future months.

Yes, in Budgets → Goals. Set an amount and, if you like, a date; each time you put money aside you log it as a contribution (you can withdraw too) and Kesef tells you whether you'll make it: what's left, your pace, and how much per month it would take. Money you set aside doesn't count towards your monthly spending. Free gives you 2 active goals at a time (completed ones don't count); Pro removes the cap.

It toggles the visibility of income in your balance and charts. Useful if you want to focus only on expenses.

Yes, on iPhone. From More → Widgets you'll see how to add them to your home and lock screens: Monthly spend, Quick actions, Budgets, Income and expenses, Budgets by category and Categories. They refresh every time you use Kesef and they're free. There are no widgets on Android yet.

Go to Profile → Theme to choose between Light, Dark, or System mode.

Yes. Profile → Carry balance over. Off (the default) the balance is that month's income minus expenses. On, it works like an account balance: end the month with 10,000 and the next one starts at 10,000. Your income and expense totals stay per-month either way.

Kesef checks on its own and tells you when one is ready, already downloaded. You choose when to restart — it never interrupts you mid-expense.

You can change the Theme (Light/Dark), Currency, Language, configure Notifications, and manage your Backups.

They are daily reminders so you don't forget to log your expenses. You can configure them in Settings.

Yes. The day before an instalment or a recurring payment is due, at 10 in the morning, you get a reminder: “Netflix is due tomorrow · $15 · Instalment 3 of 12”. If several are due that day, a single reminder lists them all. Turn it on in Profile → Notifications → Payment reminders; it's free.

1. Log expenses instantly. 2. Use emojis to spot categories quickly. 3. Check your Insights weekly to stay on track.

A different way to run a group, made for trips: instead of everyone paying and splitting, everyone puts money into a pot and expenses come out of it. Kesef tells you what's left in the pot and who put in more or less, and to settle up everyone squares with the pot. There's a third option, Everything shared, for a couple with their money together: no debts, just where it goes. Putting money in or taking it out of the pot doesn't show up in your transactions: only your share of each expense reaches your own finances. You pick it in the group's settings, and it's free.

Create a group from the Groups tab, add the people in it, and log the shared expenses. Kesef works out who owes whom and settles the debts down to the fewest possible transfers.

From the group, tap Invite. You get a link and a code: the link opens the app straight into the group, and the code works if they'd rather type it in. Being in a group is free for everyone.

Yes. Add them by name and log their expenses right away. When they join with the code they claim that spot and inherit their whole history — nothing gets logged twice.

Only what belongs to the group: its expenses, its splits and its settlements. Your own transactions, categories, budgets and balance are never visible to anyone else.

Yes. Profile → Lock with Face ID. It asks when you open Kesef and when you come back after a minute away, so stepping out to another app mid-expense doesn't cost you an extra unlock.

Profile → Your account → Delete my account. It erases the server-side copy and everything attached to it. It can't be undone, so export a backup first if you want to keep your history.

Your data is stored locally. Go to Profile → Local backup to save a backup file to Files/iCloud Drive, or Profile → Export data to take it with you as JSON or CSV. Kesef also makes a backup on its own once a day when you open it, and keeps the last seven.

Create an account from Settings and sign in on both devices. From then on your transactions, categories and budgets travel on their own. Without an account Kesef works exactly the same, just on one phone.

We use it to run the app, to understand how it's used and to tell you what's new. We don't sell it. If you sign in, it's stored on our server under your account and no one else can read it, except what you share in a group. Voice entry sends the audio, your category and payment method names and, if you're in groups, those groups' and members' names; the Chat sends your question with an aggregated summary of your numbers. The details are in the privacy policy.

Yes, with Pro: Profile → Export data → Excel. You get three sheets — every transaction, a per-category summary and a per-month summary — with real numbers and dates, ready for pivot tables. Exporting the last 30 days to CSV or JSON is free; the other periods (90 days, last year, your full history or a custom range) and Excel are part of Pro. Local backup stays free.

You can reset all data in Profile → Reset data. This action cannot be undone.

Go to the Pro upgrade screen (Crown icon) and tap 'Restore purchases'.