Yes, if you want to split expenses with no daily cap: in Kesef, groups and shared expenses are free with no limit on expenses per day, while Splitwise's free plan lets you add up to 4 expenses per day. Kesef also tracks your personal spending in the same app.
Both solve the same thing at the core: who owes whom, without a spreadsheet. The difference is the free plan and everything around it. Kesef doesn't limit how many expenses you log and puts groups inside the app where you track your own spending. Splitwise does one thing, has done it for over a decade, and has Itemize and a huge network of people who already use it on its side.
More detail
- Free in Kesef: logging expenses and income with no cap, groups and shared expenses, recurring expenses and conversion across more than 150 currencies. The free plan shows ads.
- Each expense is split however fits: evenly, by percentage, by shares or by exact amounts. For couples whose money is already pooled there's Everything shared, which shows where it goes without working out debts.
- The other person doesn't need the app to get started: you add them to the group by name and log expenses for them from day one. The invite link shows them a page with the code and the store buttons; there's no web version to see balances. When they install Kesef and join with the invite in their name, they inherit the expenses you already logged for them.
- Kesef also tracks your personal spending: budgets per category, instalment purchases and, with Kesef Pro, Mercado Pago payments that log themselves. Your share of a shared expense reaches your monthly summary.
- Where Splitwise wins: Itemize, for splitting a restaurant or bar receipt by item (everyone claims their own, the app splits tax and tip, and others join by QR code without downloading the app). It's free in the United States and the United Kingdom since October 2026; in other countries, receipt scanning and itemization are part of Splitwise Pro. And the network: a lot of people already have it installed.
- Kesef Pro, if you want it: USD 5 per month, USD 35 per year (with a 14-day trial, on the yearly plan only) or USD 100 for life.
- Kesef or Splitwise: which one fits how you split expensesThe full comparison, row by row.
- Couple expenses, clear and with no score-keepingCouples' expenses: half and half, by percentage or Everything shared.
- How to split expenses with your partner, roommates or on a tripHow to split expenses without falling out.
- Is Kesef free?What's free in Kesef and what's Pro.
Splitwise details checked on 21 October 2026, in the sources below.
Sources and review date
Checked on October 21, 2026. External figures change: if you're deciding based on this, it's worth confirming the number at the source.