Comparisons3 min read
Tricount alternatives for splitting expenses in 2026
Tricount does one thing and does it well, and since Premium was discontinued it's free. When that's enough, when it isn't, and what to look for if you also need personal tracking.
Before looking for a replacement, one thing is worth knowing: Tricount changed. According to its own help centre, the Premium subscription was discontinued and the features that sat behind it are now available without paying.
That moves the question. It's no longer "is Tricount worth paying for?" but "is what Tricount does enough?".
What it does well, and why many people need nothing more
Tricount does one thing — split a group's expenses — and it does it simply. For a one-off trip with people who won't install anything complicated, that's exactly what's needed: get in fast, log, and at the end someone knows who owes whom.
If that's your case, don't switch. The most honest reason to stay with a splitting app is that the group already has it installed, and convincing five people to install something else for a four-day trip is usually more work than the switch saves.
The three real reasons to look elsewhere
1. You also need to track your personal spending
The most common one and the most underestimated.
Tricount is a shared expense app: it records what you divide with other people. What you spend alone — the coffee, the fuel, the subscription — doesn't live there.
If your case is "I want to understand where my money goes and I also share a home", keeping the two in separate apps means half of what you spend never appears in your summary. Your share of the shared groceries is part of your month, and in an app that only splits, it isn't.
2. It's a household, not a trip
A group that lasts years needs things a five-day group doesn't:
- Recurring expenses. Rent, service charges and internet get entered once and appear on their own. Without that, someone types the same things twelve times a year and stops in March. It's in recurring expenses.
- Splits beyond down-the-middle. If one room is bigger or one person earns double, an even split doesn't describe the agreement.
- The balance visible all month, not only at settle-up.
It's developed in splitting with roommates and splitting household expenses.
3. You handle more than one currency
Here what matters isn't that the app "supports currencies" but how it converts. If it recalculates everything at today's rate, a trip that's already over changes size every time you open it and the balance between people stops being trustworthy. The reasoning is in tracking two currencies.
The options
Staying with Tricount. If your case is splitting a trip and nothing else, it's a solid option and now free. The full comparison, with sources and a date, is in Kesef vs Tricount.
Splitwise. The biggest network: a great many people already have it installed, which solves the problem of convincing the group. It has a paid plan; they don't publish the price on their site, so check the store listing before deciding on price. The comparison is in Kesef vs Splitwise.
Kesef. It splits expenses and is also a personal finance app, so your share of a shared expense lands in your monthly summary. No cap on expenses or groups on the free plan, with recurring expenses, four ways to split and 60+ currencies with the conversion locked to the day of the expense. It shows ads on the free version.
A spreadsheet. Still valid for a small group and a single trip. It stops being valid once it has to be maintained for more than a month, or when one person updates it — it's in spreadsheet vs expense app.
How to choose in thirty seconds
- Just splitting, big group, one-off event? Tricount or Splitwise.
- Splitting every month in a household and understanding your own spending? Kesef.
- A trip that's over and needs settling? A spreadsheet.
In one line
Tricount is free now and still good at what it does: if you only need to split a trip, stay. Switch if you also want to track your personal spending, if it's a home you share every month, or if you handle more than one currency.
Kesef is free, on iPhone and Android
Shared expenses with no cap, 60+ currencies, and the numbers explained.
Keep reading
- Comparisons3 min
Splitwise alternatives for splitting expenses in 2026
What to check before switching expense-splitting apps: the free plan's daily cap, currency conversion, and whether you also need to track your own spending.
- Comparisons7 min
The best app to track your spending: how to choose one in 2026
Kesef, a spreadsheet, your bank's app, splitting apps and the ones that connect to your account. What fits each case, with what each one does NOT solve stated plainly.