Logging every expense by hand is what makes most people quit an expense app within a week. That's why Kesef connects with what you already use to pay: every payment comes in on its own, with the merchant and the category, and all you do is look at your numbers.
Choose how your expenses come in
- 7 countries · Kesef ProMercado PagoYour QR payments, purchases and transfers come in on their own, with their category. Read-only.How it works
- iPhone · Kesef ProApple PayTap your iPhone to pay in a shop and the expense is logged, with the amount and the merchant.How it works
- iPhone · FreeShortcuts and SiriA double tap on the back of your iPhone, the Action button or Siri: Kesef asks for the expense and logs it without opening the app.
Which one suits you
You can use them together: each one covers a different way of paying.
| What it logs | Where | Plan | |
|---|---|---|---|
| Mercado Pago | QR payments, purchases and transfers | Argentina, Brazil, Chile, Colombia, Mexico, Peru and Uruguay | Pro |
| Apple Pay | iPhone payments in a shop | Any country, iPhone with iOS 17 or later | Pro |
| Shortcuts and Siri | Any expense, however you pay | iPhone | Free |
Connected with care
- Kesef only reads: it can't pay, transfer or move money from any account.
- Your passwords never go through Kesef. The Mercado Pago authorisation happens on Mercado Pago.
- With Apple Pay, Kesef learns the amount and the merchant, and nothing else: it doesn't see your card number.
- Disconnect any integration whenever you want, from More › Integrations.
And for everything else
What you pay in cash or with a physical card you log by voice, with the whole day's expenses in one go, or by hand in seconds: type the amount and the category, currency and payment method are already filled in.
Frequently asked questions
Which integrations does Kesef have?
Mercado Pago, so your QR payments, purchases and transfers come in on their own; Apple Pay, so your iPhone payments in a shop are logged; and iPhone shortcuts and Siri, to log any expense without opening the app.
Are the integrations free?
Mercado Pago and Apple Pay are part of Kesef Pro, which has a 14-day free trial on the yearly plan and can also be bought for life with a one-time payment. iPhone shortcuts and Siri are free.
Can I use Mercado Pago and Apple Pay at the same time?
Yes. Each one covers a different way of paying, so they complement each other: what you pay with Mercado Pago comes in one way and what you pay with Apple Pay, the other.
Can Kesef move my money?
No. No integration gives Kesef permission to pay, transfer or move money. It only reads your activity to log it.
Do they work on Android?
Mercado Pago does, in the seven countries where it has personal accounts. Apple Pay, shortcuts and Siri are iPhone-only.