Track spending across currencies without doing the maths yourself
You earn in one currency and spend in another, or you're travelling. Kesef converts each expense as you log it and shows the total in one currency. Free.
If you earn in one currency and spend in another, the problem isn't writing things down: it's that the sum means nothing. Adding pesos to dollars gives you a number that doesn't exist, and converting by hand means looking up each day's rate. Kesef stores every expense in the currency you actually paid in, and shows you the total in whichever one you choose.
More than 60 currencies, with conversion
Dollars, euros, pounds, reais, Argentine, Chilean, Mexican, Uruguayan and Colombian pesos, soles, yen and the rest. You pick the currency as you log the expense and Kesef handles the rest.
The currency of the expense and the one you read in
These are two different things and Kesef treats them that way. Each movement is stored in the currency you actually paid in — rent in dollars stays in dollars, a coffee in pesos stays in pesos — and separately you choose which currency you want your totals in.
That's what lets you change viewpoint without losing the original figure: you can read the month in pesos to understand your cost of living and read it in dollars to compare against what you earn, without having touched a single movement.
Multi-currency is on the free plan, with every currency available.
The conversion is frozen when you log it
Each expense is converted at the rate in effect the moment you record it, and that value stays fixed. It isn't recalculated later on its own.
That's deliberate, and it's what makes the numbers usable. If the conversion were redone at today's rate, a closed month would change size every time you opened it, and comparing January against February would be impossible: you wouldn't be looking at what you spent, you'd be looking at how much the exchange rate moved.
In groups too
A trip where the hotel was paid in reais, the flights in dollars and the meals in pesos still adds up: each shared expense is converted as it's logged and the group balance stays in a single currency. It's the scenario where a shared spreadsheet breaks first.
Who this is for
- Freelancers who invoice abroad and spend where they live.
- Anyone who saves in a currency other than the one they use daily.
- Trips, where for two weeks everything is in another currency.
- People who moved countries and still have expenses in both.
Frequently asked questions
How many currencies does Kesef support?
More than 60, with conversion: dollars, euros, pounds, reais, Argentine, Chilean, Mexican, Uruguayan and Colombian pesos, soles, yen and more.
Is using several currencies free?
Yes. Multi-currency and conversion are on the free plan, uncapped and with every currency available.
Can I see everything in a single currency?
Yes. Each movement is stored in the currency you paid in, and separately you choose which one you want your totals in. You can change it whenever you like without altering any movement.
Which exchange rate does it use?
The one in effect when you record the expense, taken from exchange-rate providers, and it stays fixed. It isn't recalculated afterwards, so a month that's already closed doesn't change size every time you open it.
Does it work for shared expenses in another currency?
Yes. Group expenses are converted as they're logged and the balance stays in a single currency, which is what keeps a trip with expenses in three currencies adding up.
Keep reading
Stop doing the maths by hand
Kesef is free and available on iPhone and Android. Log your first expense in whichever currency you like.
