# Kesef — Site map

## Home

- [Kesef: expense tracker](https://getkesef.app/en)
- [Frequently asked questions](https://getkesef.app/en/faq)
- [Kesef around the world](https://getkesef.app/en/users)

## Features

- [Everything Kesef does, feature by feature](https://getkesef.app/en/features)
  - [Let your expenses log themselves](https://getkesef.app/en/features/integrations)
  - [Your Mercado Pago spending, logged on its own](https://getkesef.app/en/features/mercado-pago)
  - [Your Apple Pay payments, logged on their own](https://getkesef.app/en/features/apple-pay)
  - [Split the household bills without keeping score in your head](https://getkesef.app/en/features/split-expenses)
  - [Couple expenses, clear and with no score-keeping](https://getkesef.app/en/features/couples-expenses)
  - [Log the whole day's expenses by talking, in one go](https://getkesef.app/en/features/voice-expense-tracking)
  - [Track spending across currencies without doing the maths yourself](https://getkesef.app/en/features/multi-currency)
  - [Credit card instalments, spread across the months](https://getkesef.app/en/features/instalments)
  - [Savings goals: set the amount and Kesef tells you whether you'll make it](https://getkesef.app/en/features/savings-goals)

## Tools

- [Free calculators for everyday money maths](https://getkesef.app/en/tools)
  - [Is it better to pay in instalments or in cash?](https://getkesef.app/en/tools/instalments-vs-cash-calculator)
  - [50/30/20 rule calculator](https://getkesef.app/en/tools/50-30-20-calculator)
  - [Split expenses with friends: who owes whom](https://getkesef.app/en/tools/split-expenses-calculator)

## Guides

- [Guides to get your money in order, step by step](https://getkesef.app/en/guides)
  - [How to get your personal finances in order, step by step](https://getkesef.app/en/guides/get-your-finances-in-order)
  - [How to start saving in Argentina, with inflation and the dollar in the picture](https://getkesef.app/en/guides/start-saving)
  - [How to use a credit card without getting into debt](https://getkesef.app/en/guides/credit-card-and-instalments)

## Glossary

- [Personal finance glossary, in plain words](https://getkesef.app/en/glossary)
  - [What is the MEP dollar?](https://getkesef.app/en/glossary/dolar-mep)

## Comparisons

- [Kesef versus the other apps, with sources and dates](https://getkesef.app/en/compare)
  - [What's the best expense tracker app in Argentina?](https://getkesef.app/en/compare/best-expense-tracker-app-argentina)
  - [Kesef or Splitwise: which one fits how you split expenses](https://getkesef.app/en/compare/kesef-vs-splitwise)
  - [Kesef or Tricount: split one trip, or track expenses all year](https://getkesef.app/en/compare/kesef-vs-tricount)

## Blog

- [All posts](https://getkesef.app/en/blog)
  - [How to track your spending without connecting a bank account](https://getkesef.app/en/blog/track-expenses-without-connecting-a-bank)
  - [The 50/30/20 rule, and what to do when prices keep moving](https://getkesef.app/en/blog/the-50-30-20-rule)
  - [How to get out of debt: snowball or avalanche, and which one to pick](https://getkesef.app/en/blog/how-to-get-out-of-debt)
  - [How to handle the bills in a shared flat with roommates](https://getkesef.app/en/blog/splitting-expenses-with-roommates)
  - [Emergency fund: how much you need and how to actually build one](https://getkesef.app/en/blog/emergency-fund)
  - [Interest-free instalments: why they wreck your month even when they cost nothing](https://getkesef.app/en/blog/instalment-plans-and-your-budget)
  - [How to handle money on a trip abroad without losing track](https://getkesef.app/en/blog/spending-money-abroad)
  - [How to budget when your income changes every month](https://getkesef.app/en/blog/budgeting-with-irregular-income)
  - [The monthly close: twenty minutes to see where your money went](https://getkesef.app/en/blog/monthly-money-review)
  - [How to separate personal and work expenses when you're freelance](https://getkesef.app/en/blog/separate-personal-and-work-expenses)
  - [How to split household expenses with your partner without it becoming a thing](https://getkesef.app/en/blog/split-household-expenses-with-your-partner)
  - [How to build a monthly budget that survives past the first month](https://getkesef.app/en/blog/a-monthly-budget-that-lasts)
  - [How to split trip expenses with a group without anyone keeping score](https://getkesef.app/en/blog/splitting-trip-expenses)
  - [How to track your money when you earn in one currency and spend in another](https://getkesef.app/en/blog/tracking-expenses-in-two-currencies)
  - [How many expense categories you actually need](https://getkesef.app/en/blog/how-many-expense-categories)
  - [The small expenses that add up, and how to find yours](https://getkesef.app/en/blog/small-expenses-that-add-up)
  - [Splitwise alternatives for splitting expenses in 2026](https://getkesef.app/en/blog/splitwise-alternatives)
  - [The best app to track your spending: how to choose one in 2026](https://getkesef.app/en/blog/best-app-to-track-expenses)
  - [How to track your spending in Argentina](https://getkesef.app/en/blog/track-expenses-in-argentina)
  - [How to read your credit card statement and know what you'll pay](https://getkesef.app/en/blog/how-to-read-a-card-statement)
  - [How to work out your essential monthly expenses](https://getkesef.app/en/blog/your-essential-monthly-expenses)
  - [How to track your spending in Mexico](https://getkesef.app/en/blog/track-expenses-in-mexico)
  - [Voice expense logging: when it actually wins and when it doesn't](https://getkesef.app/en/blog/when-voice-logging-is-worth-it)
  - [How to choose an expense app in 2026: the seven questions that decide it](https://getkesef.app/en/blog/best-expense-apps-2026)
  - [How to track your spending in Colombia](https://getkesef.app/en/blog/track-expenses-in-colombia)
  - [How much you should spend on rent (and what to do if you already spend more)](https://getkesef.app/en/blog/how-much-to-spend-on-rent)
  - [Statement closing date vs due date: why the day you buy changes everything](https://getkesef.app/en/blog/card-closing-date-explained)
  - [How to track your spending in Chile](https://getkesef.app/en/blog/track-expenses-in-chile)
  - [Recurring expenses: half your month can be logged once](https://getkesef.app/en/blog/recurring-expenses-done-right)
  - [Apps for splitting expenses: what to look for depending on who you share with](https://getkesef.app/en/blog/apps-for-splitting-expenses)
  - [How to track your spending in Spain](https://getkesef.app/en/blog/track-expenses-in-spain)
  - [How to save when your currency is losing value](https://getkesef.app/en/blog/saving-in-a-currency-that-loses-value)
  - [Category budgets: how many to set, and on what](https://getkesef.app/en/blog/category-budgets-that-work)
  - [How to track your spending in Uruguay](https://getkesef.app/en/blog/track-expenses-in-uruguay)
  - [How to rebuild a month of spending you never logged](https://getkesef.app/en/blog/rebuild-a-month-of-expenses)
  - [Expense apps that don't ask to connect your bank: what to look for](https://getkesef.app/en/blog/expense-apps-without-bank-sync)
  - [How to track your spending in Peru](https://getkesef.app/en/blog/track-expenses-in-peru)
  - [Exporting your expenses: what it's actually for and how often to do it](https://getkesef.app/en/blog/exporting-your-expenses)
  - [Spreadsheet or expense app? When each one is the right answer](https://getkesef.app/en/blog/spreadsheet-vs-expense-app)
  - [Starting to track your money mid-year (or after giving up once)](https://getkesef.app/en/blog/starting-fresh-mid-year)
  - [Tricount alternatives for splitting expenses in 2026](https://getkesef.app/en/blog/tricount-alternatives)

## Legal

- [Privacy](https://getkesef.app/en/privacy)
- [Terms of Use](https://getkesef.app/en/terms)
- [Site map](https://getkesef.app/en/site-map)

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