# Kesef reviews: what the people who use it say

> What the people who use Kesef say: the average across both stores, the reviews as they were published, and the questions we get asked most.

_By [Gonzalo Nahmías](https://getkesef.app/en/gonzalo-nahmias) · Updated on 2026-11-06_

**In short:** Kesef has a 4.9 average from 882 ratings, adding up the App Store and Google Play in every country. Below are the reviews as they were published, and what we get asked most: whether the month can start on payday, whether it has ads, and whether it's free.

## What people say in the stores

- **Tommy Rosenblatt** (App Store, 5/5): Excellent app for organising personal finances. I've been using it since it launched and it genuinely marked a before and after in how I handle my spending. I've tried a great many similar apps and this one is by far the best. You can see exactly where the money goes.
- **Viajero_CBA** (App Store, 5/5): I used the app to track all my spending on holiday. The menus are really intuitive and the way it presents information is very practical. Another thing I liked is that you can export the data as CSV or JSON if you want to do a more detailed analysis.
- **brifraiman** (App Store, 5/5): Excellent app for keeping spending under control. The interface is simple, clear and very well thought out, which makes logging income and expenses fast and frictionless. I really liked that it doesn't ask for any personal details when signing up.
- **Michellew_** (App Store, 5/5): It actually makes you want to log every expense! It's convenient, practical and very user friendly. I used to use a spreadsheet but this app is far more comfortable and it gives you insights too!
- **@Hurricane68** (App Store, 5/5): Using this app as an introduction to basic household financial management for our child using her real-time expenses to develop and manage a budget. Excellent customer service by the developer if you have any questions or feedback. Would definitely recommend!
- **Susana Chiterer** (Google Play, 5/5): I really liked this app: I can create my own categories and set budgets for them. The analysis it does of my spending helps me understand where my money is going.
- **Santi River** (App Store, 5/5): I've been using it for a month and it really is simple and intuitive. I suggested a few changes and was told they're coming in future updates, which shows a real interest in growing and staying close to users. 100% recommended!
- **Nicolas Kornberg** (Google Play, 5/5): A very good interface compared with other apps, and it has AI insights that help you understand what you're spending on.
- **Rochi Mora** (App Store, 5/5): It works really well and it's easy to understand and use. Exactly the app I was looking for to sort out my spending and organise my finances.
- **Jorgelina Vilchez** (Google Play, 5/5): Really intuitive, and the ads are quick and out of the way. Of all the ones I've used, this is the best.
- **jucobo2000** (App Store, 5/5): I'd been trying to get my spending organised for a long time and Kesef helped me enormously with that. Now I can log and review my spending far faster.
- **lucia morgan** (Google Play, 5/5): I love it: practically unlimited categories, good UI, separate payment methods. Really good.
- **Car Luna** (App Store, 5/5): It's visually lovely, which really stands out in an app like this. It's very well thought out and genuinely friendly to use. I highly recommend it.
- **Florencia Nussen** (Google Play, 5/5): Excellent app! I've been using it since it launched and it has helped me hugely to organise my spending!!!
- **Soymoru** (App Store, 5/5): It's an intuitive app that helps you control and stay aware of your spending. It's working out for me relative to what I expected, and has even exceeded it.
- **Rawand Osman** (App Store, 5/5): Great app and very helpful! Simple to use, smooth performance, and really useful features. It made things much easier for me. Highly recommended!
- **Lionel Ganon** (Google Play, 5/5): Since I started using it I understand my spending much better. It's really useful for getting organised.
- **Juli Torem** (App Store, 5/5): I've been using it for a few months and I find it really friendly and easy. That's what gets me using it every day.
- **Veronica Reinoso** (Google Play, 5/5): I find it completely intuitive and much more practical than others I've tried.
- **tomimanza** (App Store, 5/5): Beautiful design, and it's great that the free version lets you do so much. Thinking about taking out the monthly subscription.
- **Gabriela Aguilar** (Google Play, 5/5): It's really great, easy to use, and the interface is lovely.
- **Lupulina87** (App Store, 5/5): Very easy to use, intuitive and it does what you need. I highly recommend it.
- **Catalina Oliver** (Google Play, 5/5): The app is good. The only thing it should have is a section for setting how much of your salary you're saving.
- **0xCAMILO** (App Store, 5/5): Very intuitive and tidy, and it's become one of my essentials.
- **Cami Rooooooo** (App Store, 5/5): Very easy to use, and the reminders are really useful for not forgetting to log anything.
- **Ckestel** (App Store, 5/5): I started using this app to keep a record of my spending and it's really useful! Very easy to use and it has all the budgets you need.
- **Pablo Piccione** (Google Play, 4/5): I like it, the interface is very clean.
- **Salih CUKACIOGLU** (App Store, 5/5): I tried many applications to manage budget and money management. Kesef expense tracker one of the best applications.
- **C.apps** (App Store, 5/5): I've tried tracking my spending with a lot of apps, but there's always a point where it gets hard to use. That didn't happen with this one.
- **Male Guardia** (App Store, 5/5): I started using it a week ago for logging daily expenses and it's brilliant. The look of it is lovely.
- **Tomas Nebraska** (App Store, 5/5): Excellent app for tracking day-to-day spending. Really good insights section.
- **Show Lex** (App Store, 5/5): I love it: I can manage my spending much better now.
- **checho99.** (App Store, 5/5): An up-and-coming app, and honestly I've liked it, very comfortable to use.
- **Dulgor** (App Store, 5/5): Makes a very good impression so far.
- **fweinstein** (App Store, 5/5): Excellent app! It really helps me sort out my accounts and see where my money goes.
- **elias12308** (App Store, 5/5): Very good app, easy and intuitive for someone who isn't great with phones. It works!
- **l'handrixxx** (App Store, 5/5): Feels smooth, with a clean and simple UI.
- **Hattrick.py** (App Store, 5/5): Really good.
- **AyluMora** (App Store, 5/5): I really liked it! It's very intuitive. One suggestion: could credit card spending not come off the balance and instead build up somewhere else? I think it would add a lot.
- **Dulce Kalé** (App Store, 5/5): The app is very useful and free. There are a fair few ads but it's still really helpful.
- **Alegrosso199** (App Store, 5/5): It really helps me keep day-to-day spending under control, and the design is lovely too.
- **Yan1594** (App Store, 5/5): I find it practical and useful. I tried another app but didn't find it straightforward.
- **Tu wachi** (App Store, 5/5): Excellent app for keeping track, and it's easy to move between sections.
- **Flancos** (App Store, 5/5): Very good app: expenses go in fast and it's very easy to use.
- **rogfum16** (App Store, 5/5): Very good app, it works for everything I need and it's very easy to use.
- **Agostina Delgado** (App Store, 5/5): I like it a lot, it's very practical.
- **Reyy13429** (App Store, 5/5): Excellent app, really complete.
- **Sofi Rosen** (App Store, 5/5): Really good design.
- **BrianWai** (App Store, 5/5): Excellent app!
- **tscotty2** (App Store, 5/5): Please give this one a try!
- **Silvia Grober** (Google Play, 5/5): It's incredible!! The interface is really easy and friendly.
- **Lucas Beliu** (Google Play, 5/5): Intuitive interface. Really friendly and easy to use.
- **zalame** (Google Play, 5/5): Very cool, very practical. I found out about them through the creator on Instagram!! I loved it.
- **Patricia Caparros** (Google Play, 5/5): Excellent, intuitive, practical. I recommend it.
- **Carlos COLOMBO** (Google Play, 5/5): Very good app, simple and easy to use.
- **Melanie Acevedo Villegas** (Google Play, 5/5): It's good for getting organised. It would be even better with a calendar to remind you to pay bills before a given day.
- **Jennycripto** (Google Play, 5/5): Very intuitive and easy to use, I like it!
- **ROCIO SUAREZ** (Google Play, 4/5): I started using it this month. It's good: simple and practical.
- **Karina Medina** (Google Play, 4/5): I've only just started trying the app and I find it very practical.
- **Aldairv123456** (App Store, 5/5): I didn't just look for it, I tried to build it. Gon already did, and it works wonderfully. This app gives me unprecedented clarity on my finances. Gon is also really attentive to feedback. Highly recommended, and the Pro version is worth every cent. Thank you.
- **lucas sanabria** (Google Play, 5/5): One of the best I've tried. Very simple, with good integrations.
- **Maju1888** (App Store, 5/5): The app is exactly what I was looking for to organise my finances, and it keeps improving and adding to itself. The free version is quite complete, though the paid features are a true finance organiser. Gon is very attentive through support.
- **Kimberly Fernandez** (Google Play, 5/5): I love it! Just as a suggestion, I'd like them to add more features… Something I saw in another app is a "goals" option: you set an amount, log how much you put towards it and watch the percentage of that goal. Update: they've now added goals and it's great! I uninstalled the other app (Wallet).
- **Chanalexis** (App Store, 5/5): Really good app, really good features. Everything's there! I also sent feedback about some problems I was having and they answered and fixed it quickly. Everything's quick and smooth. 10 out of 10.
- **Luciano López** (Google Play, 5/5): Works perfectly. It's fast, practical, intuitive and friendly. I like that you can edit the categories. It has lots of features (linking wallets, splitting expenses, AI spending analysis, etc.), but if that doesn't interest you, like me, and you want it simple, it just flows. Recommended!
- **Constantino_Sap** (App Store, 5/5): My goal was to keep my income and spending in order, but I had neither the know-how nor the will to do it on paper. The app gives you the options to put everything in order so nothing gets mixed up, and it's easy to use and very intuitive. It links with Mercado Pago, or you can set up a group with someone else and keep track of the expenses together. It's very good.
- **Ignacio Martin Agüero** (Google Play, 5/5): A really good app whatever you use it for, and it's perfectly put together. The handling of instalments and spreading them over the months is very good. I'll surely switch to Pro soon.
- **Drokerson** (App Store, 5/5): Intuitive, friendly and simple (even for logging recurring expenses and ones split with family or friends).
- **Sol Ushiñahua** (Google Play, 5/5): Honestly it really sorts out my spending, because before it was very disorganised and a real hassle, so finding this app has made my life so much easier. Thank you so much 🙏🏼
- **tamyyyybo** (App Store, 5/5): I found it through a tweet from the creator about splitting money with your partner, but I use it for my own spending and it's great.
- **Tomás Saint-Romain** (Google Play, 5/5): It's spectacular, a really good app: quick to use, intuitive and with an interface that's simple to understand. The character is the best haha. Logging expenses and income feels really friendly. Recommended 🫡
- **LisaJoanna** (App Store, 5/5): I'm happy with the app. I'm using it to keep track of my spending and I find it easy and intuitive. I especially like that you can set up budgets, split expenses with friends and the many other options it offers. Recommended 💯
- **Dieguito de Hurlingham** (Google Play, 5/5): A very practical app for handling budgets and those little everyday expenses.
- **milu2000bustos** (App Store, 5/5): Honestly, this app is really working for me. I downloaded it mainly to keep my spending in order and see exactly where I was spending how much. It has loads of nice touches like expense categories (custom or general), or group expenses (really handy when your friends use the app too). And it's VERY simple to use, and really pretty too.
- **Jorge Adames** (Google Play, 5/5): Simple and practical even on the free version. Works well for keeping basic track of your personal finances and also for splitting bills.
- **pablo. occhi** (App Store, 5/5): Really good app, it's making my life much easier. I used to use Notion, but with this app I stopped. 100% worth it.
- **Aaaarmando** (App Store, 5/5): Simple, easy to use, practical, with a really good interface and lots of information that can help you keep better control of your spending.
- **Damian Esses** (Google Play, 5/5): Essential! It helps me so much with managing my money, and on premium, syncing it with Mercado Pago.
- **@eunoia.studio.ba** (App Store, 5/5): Ever since I saw it recommended on Instagram, I've been recommending it to my clients, friends and family. Sometimes I forget to log expenses, but never income haha, but I love it: I keep track day to day of what I spend on and how much I can spend or invest.
- **Mariano Medina** (Google Play, 5/5): Really good app! I've used it every day since I found it.
- **Mariajo83** (App Store, 5/5): So far I like how it sorts my expenses and income. I don't yet know how far I can go with the free version, but highly recommended.
- **Axel Garcia** (Google Play, 5/5): Excellent app for organising expenses and savings and getting started managing your finances 👌🏻 It's really easy to use.
- **valemolins17** (App Store, 5/5): The new feature for connecting Mercado Pago is fantastic. Thank you!!!!
- **Maria Luisa Grandes** (Google Play, 5/5): It helps me keep my finances in order and under control. Amazing.
- **spagliardin** (App Store, 5/5): Simple to use, convenient and has everything you need. Being able to add things by voice is excellent.
- **Fiorella Calvi** (Google Play, 4/5): Really good! Very convenient and nice to look at.
- **Gabby Loppezz** (App Store, 5/5): It's a very intuitive and simple app for logging everything as you go. I really liked it.
- **Franco Fechino** (Google Play, 5/5): Excellent app: it has the best features, and as I understand it, it's still being developed on top of that. A round of applause for the creator.
- **agusdam** (App Store, 5/5): I really like the app: it's easy to use, intuitive and its look is adapted to the latest versions of iOS. Thanks!!
- **Diana Valencia** (Google Play, 5/5): I've loved this app: very easy to use, really intuitive and the design is lovely. It's helped me a lot with my spending. I recommend it.
- **Ss.Cubchoo** (App Store, 5/5): The best app I've found for managing expenses. Simple, fast and nice colours. 100/10
- **Paola Cedamanos** (Google Play, 5/5): It's the first time I'll be using an app like this, and it's easy to use and pretty.
- **AngelFB21** (App Store, 5/5): Incredibly easy to use, really helps you keep your finances in view and know where every peso goes. I recommend it: the free version is really useful.
- **Jania Acevedo** (Google Play, 5/5): A really good app for keeping track of your income and expenses. Recommended.
- **Belubel1992** (App Store, 4/5): I really liked the app: it's very easy and quick to use, and logging expenses and income is simple.
- **Andrea Arizala** (Google Play, 5/5): I really like the app: it's very easy to use and very intuitive.
- **Viha946** (App Store, 5/5): I've tried lots and it really is the best app: easy to use, very convenient, I always recommend it. Thanks Keseffff
- **Jota Ochoa** (Google Play, 5/5): Very practical. I'm not on Pro yet, but I'm liking it.
- **chinoapa19** (App Store, 5/5): Loved it! The whole experience is really smooth and intuitive. It helps me loads with shared expenses 👏
- **Rubstec** (App Store, 5/5): Pretty useful for expenses and payments. Basic personal money management. Excellent.
- **ShadiMatz** (App Store, 5/5): An amazing app for managing expenses: very intuitive, pretty and useful! I recommend it!
- **Marupug** (App Store, 5/5): Really practical!
- **Danipoison** (App Store, 5/5): I've been using it for two hours and it feels really intuitive. I loooove it.
- **Djbizioperu** (App Store, 4/5): Very dynamic for seeing what you spend on.
- **Kevons11** (App Store, 5/5): It's easy to use and very functional.
- **Carol Rdz** (App Store, 5/5): Works brilliantly and has everything I need.
- **JeanBallestas** (App Store, 5/5): After so many apps, I think this one has been my favourite! … Unreal!!
- **Dddjejwkq** (App Store, 5/5): Using it couldn't be simpler, and the important information is laid out neatly. Great work.
- **monstruodelapacha** (App Store, 5/5): I love you Kesef.
- **ArielBetta** (App Store, 5/5): Thanks to this I know what I spend my money on, and it helps me make it to the end of the month.
- **rluduena** (App Store, 5/5): One of the few apps that genuinely helps me get organised with my personal finances. Very easy to use.
- **Hebydy** (App Store, 5/5): An excellent app for tracking expenses and income in real time.

## Read them in the stores

The reviews on this page were trimmed for reading, without changing their meaning. The originals are on each store's listing.

- App Store: https://apps.apple.com/ar/app/id6758053806
- Google Play: https://play.google.com/store/apps/details?id=com.kesef.app

## What we get asked most

### Can my month start on payday?

Yes, with configurable periods: your month starts whenever you want, including on payday. It's free.

### Does it have ads?

The free plan shows some ads. Kesef Pro removes them.

### Is it free?

Yes, downloading and using it is free. Kesef Pro is optional and costs USD 5 a month, USD 35 a year, with a 14-day trial on the yearly plan only, or USD 100 for life.

## Download

- iPhone (App Store): https://apps.apple.com/app/id6758053806
- Android (Google Play): https://play.google.com/store/apps/details?id=com.kesef.app

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