# Ask Kesef: a chat that answers with your own numbers

> "How much did I spend on food last month?" Ask Kesef and it answers from your transactions: totals, comparisons and categories. 3 free a month.

Charts answer the questions someone else thought of for you. Kesef's Chat answers yours: type "how much did I spend on food last month?" or "did I spend more than last month?" and it answers from your own transactions, in one sentence. If you want to keep going, it suggests the next question: "And before?", "Up or down?", "Biggest category".

## What you can ask

- How much you spent or how much came in, for a period or a category: "How much did I spend this month?", "How much did I earn this year?".
- Where your money goes: "What did I spend the most on?".
- Comparisons: "Did I spend more than last month?", and the answer says how much more or less.
- How you're doing: "How am I doing this month?", with your balance for the period.
- The transactions behind the answer: how many there are and which ones.
- How to save: it looks at your month and points out where most of your money goes.
- How to use the app: it answers with the text from Kesef's help.

Open it from More → Ask Kesef, or from an Insights card to ask about that observation. If the question has nothing to do with your money, it tells you: "I can't answer that one yet".

## It answers; it doesn't log or edit

The Chat reads, it doesn't write: it doesn't create, edit or delete transactions. To log an expense by speaking there's voice logging, which is a separate feature. Nor does it give opinions on investments or know anything that isn't in your data: it answers about what you've logged.

## Where the numbers come from, and what leaves your phone

The numbers come from your transactions and are calculated on your phone. To write the answer, Kesef uses a language model (from Groq), and along with your question it sends that model an aggregated summary: totals by month and by category for the last six months, your category names, the merchants where you spend the most and what Insights already shows you.

> What's never sent: an individual transaction, a note, or anything about other members of a group. A category total describes a habit; a transaction with its note describes something in your life, and answering doesn't need it.

## Free and Pro

Free gives you 3 questions a month, renewed the following month. Only the ones that need the model count: some answers come straight from your Insights or are worked out on the phone, and those aren't deducted. With Kesef Pro, the Chat has no limit.

- [Log the whole day's expenses by talking, in one go](https://getkesef.app/en/features/voice-expense-tracking): To log expenses by speaking, instead of asking.
- [Category budgets that tell you how much you can spend per day](https://getkesef.app/en/features/budgets): Category budgets, to know how much you can spend per day.
- [The monthly close: twenty minutes to see where your money went](https://getkesef.app/en/blog/monthly-money-review): What to look at when you close the month.

## Frequently asked questions

### Can Kesef's Chat log expenses?

No. The Chat only answers questions about your numbers; it doesn't create, edit or delete transactions. To log by speaking there's voice logging.

### What data is sent when I ask a question?

Your question and an aggregated summary: totals by month and by category for the last six months, category names and the merchants where you spend the most. Never an individual transaction, a note or data about other group members.

### How many questions can I ask for free?

3 a month, renewed the following month. Only those that go through the language model count. With Kesef Pro, no limit.

### Where is the Chat in the app?

In More → Ask Kesef, and on Insights cards.

## Ask your money

Three free questions a month, with answers that come from your transactions. On iPhone and Android.

## Download

- iPhone (App Store): https://apps.apple.com/app/id6758053806
- Android (Google Play): https://play.google.com/store/apps/details?id=com.kesef.app

---

Esta página en español: https://getkesef.app/funciones/chat.md
HTML: https://getkesef.app/en/features/chat