# Can Kesef see my card or pay with it?

> No. With Apple Pay, Kesef only learns the amount and the merchant; with Mercado Pago, the authorisation is read-only. It never sees the number or pays.

_By Gonzalo Nahmías · Reviewed on 2026-10-13_

**In short:** No. With Apple Pay, Kesef only learns the amount and the merchant of each payment: it never sees the card number and can't pay with it. With Mercado Pago, the authorisation is read-only: it can read your transactions, but not pay, transfer or touch your balance. You can turn either one off whenever you want.

Kesef doesn't connect to banks and doesn't ask for any bank password. The only automatic inputs are Mercado Pago, authorised on Mercado Pago's own page, and Apple Pay, which works through a Shortcuts automation on the iPhone: it's the phone that tells Kesef a payment happened, with the amount and the merchant, and nothing else.

## More detail

- [Your Apple Pay payments, logged on their own](https://getkesef.app/en/features/apple-pay): How the Apple Pay automation works and what data Kesef sees.
- [Your Mercado Pago spending, logged on its own](https://getkesef.app/en/features/mercado-pago): What Kesef can and can't do with the Mercado Pago authorisation.
- [Where is my data stored?](https://getkesef.app/en/faq/where-is-my-data-stored): Where your data is stored and who can read it.

## This in Kesef

[Let your expenses log themselves](https://getkesef.app/en/features/integrations): Connect Kesef with what you already pay with: Mercado Pago, Apple Pay and iPhone shortcuts. Your expenses come in on their own, with their category.

## It only reads. It never pays or moves money.

Mercado Pago and Apple Pay log themselves through read-only authorisations you can turn off at any time.

## Download

- iPhone (App Store): https://apps.apple.com/app/id6758053806
- Android (Google Play): https://play.google.com/store/apps/details?id=com.kesef.app

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