# Kesef — Frequently asked questions

## Import

### How can I import my data from another app?

You can import an XLSX (Excel) file to bring your information over. First export your data from the other app, then go to Settings -> Import data, select the file and you're done. You have all your information in Kesef!

## Home

### How does the Home screen work?

It shows a summary of your expenses and income for the current month. You can see the total balance, the breakdown by category (switching between Amounts and Percentages) and the latest transactions.

### How do I change the chart and see details?

Tap the <icon/> button to toggle between Percentages and Amounts. Tap any category (on the chart or list) to see its transaction details.

### How do I see my income?

Use the 'Expenses' and 'Income' tabs below the total balance to switch views.

### How do I see previous months?

Swipe left or right across the screen to switch between months.

### How do I get back to the current month?

If you are viewing another month, tap the <calendarsync/> button next to the date to quickly jump back to today.

## Transactions

### How do I add a past or future transaction?

Tap '+', then tap the date field and choose your desired date.

### How do I edit or delete a transaction?

Open the transaction from the Activity tab or Home list and use the Edit or Delete buttons.

### How do recurring transactions work?

Enable 'Recurring' while creating a transaction and chose a frequency. Kesef will automatically create future ones.

### Do my subscription logos appear?

Yes! If you type the name (e.g. Netflix, Spotify) in the note, the logo appears. Contact us if any are missing!

## Activity

### How do I see past months' data?

Swipe sideways on the Home or Activity screen, or use the filters in the Activity screen.

## Insights

### What are Reports and Insights?

They help you understand your spending: comparing periods, showing peak spending days, and projecting your month-end balance.

### How are insights organized?

We group insights by Week, Month, and Year to help you find relevant info faster. You can also collapse each section.

### What is the difference between free and Pro Insights?

Free insights show you a basic summary. With Pro, you get detailed analysis, end-of-month projections, spending pattern detection, and personalized saving suggestions.

### What is Kesef's Chat?

A tab where you ask about your money in plain language: “how much did I spend on food last month?”, “did I spend more than last month?”, “where did I spend most?”. The maths happen on your phone with your own transactions: individual transactions aren't sent anywhere and nothing is made up. It only answers questions; it doesn't create transactions. Free gives you 3 questions a month; Pro removes the limit.

## Currency

### How do I change my default currency?

Go to Profile → Display currency.

### Why do converted amounts differ?

We use the official DolarApp exchange rate to automatically convert between currencies.

### Can I use multiple currencies?

Yes, you can set a specific currency for each transaction. The app will convert it to your display currency for totals.

### Difference between Display and Transaction currency?

Display Currency shows your totals. Transaction Currency is the default used when creating new expenses.

## Categories

### How do I create custom categories?

Go to More → Categories → Add category.

### What if I'm missing an icon?

You can choose from a wide range of emojis when creating or editing a category.

## Budgets

### How do I set a monthly budget?

When creating or editing a category, enable the 'Budget' option and set a limit. Kesef will track your progress.

### Do budgets carry over to the next month?

Yes! When you set a budget, it automatically applies to the current and future months.

### Does Kesef tell me how much I can spend per day?

Yes. In Budgets, the summary tells you whether you're on track, spending fast or over, and how much you can spend per day until the period closes: “About $13.50 a day until the 31st”. Each category shows the same — “$190 left · $13.50 a day” — and, if you're going fast, the day it runs out at that pace. It's free, with up to 3 budgets; unlimited with Pro.

### Can I set savings goals?

Yes, in Budgets → Goals. Set an amount and, if you like, a date; each time you put money aside you log it as a contribution (you can withdraw too) and Kesef tells you whether you'll make it: what's left, your pace, and how much per month it would take. Money you set aside doesn't count towards your monthly spending. Free gives you 2 active goals at a time (completed ones don't count); Pro removes the cap.

## Settings

### What does 'Show income' do?

It toggles the visibility of income in your balance and charts. Useful if you want to focus only on expenses.

### Can I make my month start on payday?

Yes. Tap the month on Home or go to Profile → Month start and pick the day (1 to 31). From then on your months run from payday to payday: Budgets, Insights, reminders and widgets follow that period. Your transactions don't change, only how they're grouped, and going back to day 1 leaves everything as it was. It's free.

### Are there widgets?

Yes, on iPhone. From More → Widgets you'll see how to add them to your home and lock screens: Monthly spend, Quick actions, Budgets, Income and expenses, Budgets by category and Categories. They refresh every time you use Kesef and they're free. There are no widgets on Android yet.

### How do I change the theme?

Go to Profile → Theme to choose between Light, Dark, or System mode.

### Can my balance carry over instead of resetting each month?

Yes. Profile → Carry balance over. Off (the default) the balance is that month's income minus expenses. On, it works like an account balance: end the month with 10,000 and the next one starts at 10,000. Your income and expense totals stay per-month either way.

### How do I know there's a new version?

Kesef checks on its own and tells you when one is ready, already downloaded. You choose when to restart — it never interrupts you mid-expense.

### What can I configure in Settings?

You can change the Theme (Light/Dark), Currency, Language, configure Notifications, and manage your Backups.

## Notifications

### What are notifications for?

They are daily reminders so you don't forget to log your expenses. You can configure them in Settings.

### Does Kesef remind me when an instalment is due?

Yes. The day before an instalment or a recurring payment is due, at 10 in the morning, you get a reminder: “Netflix is due tomorrow · $15 · Instalment 3 of 12”. If several are due that day, a single reminder lists them all. Turn it on in Profile → Notifications → Payment reminders; it's free.

## Tips

### Any tips for using the app?

1. Log expenses instantly. 2. Use emojis to spot categories quickly. 3. Check your Insights weekly to stay on track.

## Shared groups

### What is the shared pot in a group?

A different way to run a group, made for trips: instead of everyone paying and splitting, everyone puts money into a pot and expenses come out of it. Kesef tells you what's left in the pot and who put in more or less, and to settle up everyone squares with the pot. There's a third option, Everything shared, for a couple with their money together: no debts, just where it goes. Putting money in or taking it out of the pot doesn't show up in your transactions: only your share of each expense reaches your own finances. You pick it in the group's settings, and it's free.

### How do I split expenses with other people?

Create a group from the Groups tab, add the people in it, and log the shared expenses. Kesef works out who owes whom and settles the debts down to the fewest possible transfers.

### How do I invite someone?

From the group, tap Invite. You get a link and a code: the link opens the app straight into the group, and the code works if they'd rather type it in. Being in a group is free for everyone.

### Can I add someone who doesn't have Kesef yet?

Yes. Add them by name and log their expenses right away. When they join with the code they claim that spot and inherit their whole history — nothing gets logged twice.

### What can the other members see?

Only what belongs to the group: its expenses, its splits and its settlements. Your own transactions, categories, budgets and balance are never visible to anyone else.

## Security

### Can I lock Kesef with Face ID?

Yes. Profile → Lock with Face ID. It asks when you open Kesef and when you come back after a minute away, so stepping out to another app mid-expense doesn't cost you an extra unlock.

### Where is my data stored?

On your phone. If you sign in, a copy also lives on our server so you can use several devices — and there, only your account can read it. If you never sign in, your transactions never leave the phone: only what you send when you use voice logging or the Chat travels.

### How do I delete my account?

Profile → Your account → Delete my account. It erases the server-side copy and everything attached to it. It can't be undone, so export a backup first if you want to keep your history.

## Backup & Privacy

### How do I back up my data?

Your data is stored locally. Go to Profile → Local backup to save a backup file to Files/iCloud Drive, or Profile → Export data to take it with you as JSON or CSV. Kesef also makes a backup on its own once a day when you open it, and keeps the last seven.

### How do I sync data between devices?

Create an account from Settings and sign in on both devices. From then on your transactions, categories and budgets travel on their own. Without an account Kesef works exactly the same, just on one phone.

### What happens to my data when I use the app?

We use it to run the app, to understand how it's used and to tell you what's new. We don't sell it. If you sign in, it's stored on our server under your account and no one else can read it, except what you share in a group. Voice entry sends the audio, your category and payment method names and, if you're in groups, those groups' and members' names; the Chat sends your question with an aggregated summary of your numbers. The details are in the privacy policy.

### Can I export to Excel?

Yes, with Pro: Profile → Export data → Excel. You get three sheets — every transaction, a per-category summary and a per-month summary — with real numbers and dates, ready for pivot tables. Exporting the last 30 days to CSV or JSON is free; the other periods (90 days, last year, your full history or a custom range) and Excel are part of Pro. Local backup stays free.

### How do I reset my account balance?

You can reset all data in Profile → Reset data. This action cannot be undone.

## Pro & Ads

### How can Kesef be free?

The free version is supported by ads. Upgrade to Pro to remove ads and unlock premium features.

### What do I get with Pro?

Mercado Pago and Apple Pay payments that log themselves, unlimited voice logging and Chat, no ads, unlimited tags, budgets and savings goals (3, 3 and 2 on the free plan), detailed insights with end-of-month projections, group statistics, exporting your full history and to Excel, and several users on the same phone. Logging expenses, recurring transactions, instalments, groups, periods and syncing are free and stay free.

### How do I restore my purchase?

Go to the Pro upgrade screen (Crown icon) and tap 'Restore purchases'.

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