# Kesef, Splitwise or Tricount: expense splitting apps compared

> All three split expenses for free, with differences: Splitwise's daily cap, Tricount's focus on trips and Kesef's personal tracking. With sources.

_By [Gonzalo Nahmías](https://getkesef.app/en/gonzalo-nahmias) · Updated on 2026-11-06_

**In short:** All three split expenses for free. Splitwise's free plan allows up to 4 expenses a day, per its help centre. Tricount is free with no ads, per its site. Kesef's groups and Shared pot are free with no cap, with 150+ currencies, and someone without the app can be added by name.

Choosing between these three depends less on features than on who has to use it with you. Below is what each one says, with its source, so you can compare without anyone telling you from memory.

## What does each one offer?

|  | Kesef | Splitwise | Tricount |
|---|---|---|---|
| Groups | Free, no cap | Free, up to 4 expenses a day | Free, no daily cap |
| Shared pot | Yes, free | No data | No data |
| Currencies | 150+ | 100+; converting them is Splitwise Pro | Several, with the trip total converted |
| Ads | On the free plan; Pro removes them | Pro removes them | No ads, per its site |
| Someone without the app | Added by name; when they install, they inherit their history | No data | No data |
| Web version to see balances | No | Yes | No data |
| Your personal spending | Yes, in the same app | No | No |

## Which one fits a trip, a partner or a shared flat?

- A trip with a group that already uses one: stick with it. Tricount and Splitwise are built for that, and nobody has to install anything new.
- A partner or a shared flat, every month: Kesef, because your share lands in your month and you don't need two apps.
- Lots of expenses a day on a free plan: Tricount or Kesef, which don't have Splitwise's cap.

- [Free expense sharing app](https://getkesef.app/en/features/split-expenses): How Kesef's groups work.
- [Which app to use, by who you share with](https://getkesef.app/en/blog/apps-for-splitting-expenses): The cases, one by one.

## What is each one best at?

- Splitwise: over a decade of doing this, and many people already have it installed. It has a web version.
- Tricount: free with no ads, per its site, and straightforward for a trip.
- Kesef: does the same and also tracks your personal spending. It won't suit you if you need to see balances on the web.

## Frequently asked questions

### What's the best free app for splitting expenses?

It depends on the case. For a one-off trip, Tricount or Splitwise if the group already uses it. For a partner or shared flat, Kesef, with free groups and no cap. If you log many expenses a day, Splitwise's free plan falls short.

### Can someone without Kesef see the balance on the web?

No. Kesef has no web view of balances. That person is added by name, expenses are logged for them, and when they install the app they inherit their history.

### Does Kesef have any cap on groups?

No. Groups and the Shared pot are free with no cap on expenses, for everyone taking part.

## Sources and review date

Data checked on 2026-10-23.

- [Splitwise: help centre (up to 4 expenses a day on the free plan)](https://kb.splitwise.com/pro/what-is-splitwise-pro)
- [Splitwise: Pro (currency conversion and no ads)](https://www.splitwise.com/pro)
- [Splitwise: official site (free on iPhone, Android and web)](https://www.splitwise.com/)
- [Tricount: official site (free, no ads, no daily cap)](https://www.tricount.com/)
- [Tricount: features (several currencies)](https://www.tricount.com/features)

## Split this month in a free group

Kesef is free for everyone taking part, on iPhone and Android. Create the group and share the link.

## Download

- iPhone (App Store): https://apps.apple.com/app/id6758053806
- Android (Google Play): https://play.google.com/store/apps/details?id=com.kesef.app

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Esta página en español: https://getkesef.app/comparativas/apps-para-dividir-gastos.md
HTML: https://getkesef.app/en/compare/expense-splitting-apps